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Multi-factor sign-in: a plain-English guide for small offices

Written by Richard Mayer, CEO of Mayertech · · About a 4-minute read

If your team signs in to email with just a password, one phished or reused password can hand someone your inbox, your files and your clients’ details. Multi-factor sign-in (also called MFA or two-step verification) adds a second check, so a password on its own isn’t enough. It’s one of the simplest and most effective security settings a small office can turn on.

What multi-factor sign-in is

After typing a password, the person confirms it’s really them with something else: a tap on an authenticator app on their phone, a code, or a security key. Someone who has stolen the password but not the phone is stopped at that step.

Why it matters for email

  • Email is the key to everything else. Password resets for banking, payroll and software go to email.
  • Stolen mailboxes are used for fraud. Fake invoices and “new bank details” requests often come from a real, broken-into mailbox. See how the fake invoice scam works.
  • Insurers ask about it. Cyber insurance applications commonly ask whether MFA is on for email and remote access.

How to roll it out without drama

  1. Start with the admins and owners. Accounts that can change settings or approve payments come first.
  2. Pick the method. An authenticator app is the best everyday choice. Keep text-message codes as a backup method only.
  3. Give people a heads-up. A short email explaining what will change and when, plus five minutes with anyone who needs help installing the app.
  4. Turn it on for everyone. In Microsoft 365 or Google Workspace, require it for all users, including shared mailboxes that people sign in to directly.
  5. Close the side doors. Turn off older sign-in methods that skip the second step, and add MFA to remote access, your tax or practice software, and your banking portals where they support it.
  6. Check it stays on. Review the list of users without MFA after new hires and once a quarter.

Watch out for “approve” fatigue

If someone gets a sign-in prompt they didn’t start, they should deny it and tell you, because it means someone has their password. Turning on number matching, where the person types a number shown on the screen, makes accidental approvals much less likely.

Common questions

Is a text-message code good enough?

It is much better than a password alone. An authenticator app is stronger, because text messages can be intercepted or redirected to another phone. Use the app where you can and keep text codes as a fallback.

What if someone loses their phone?

An administrator can reset that person’s sign-in methods so they can set up a new phone. That’s one reason to have more than one admin, and to set up a backup method for each person.

Will we have to approve every single sign-in?

No. Microsoft 365 and Google Workspace can remember trusted devices, so people mostly see the second step on a new computer or phone, or when something looks unusual.

Next step

Not sure whether MFA is on for everyone in your office? We’re happy to check during a free IT assessment, and we can set it up for Microsoft 365 or Google Workspace without locking anyone out.

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